Miami · Florida · Investor Financing

Private money loans for your next investment property.

Buying, renovating, or refinancing an investment property? Bring me the property and your plan. I’ll review the scenario with you and help you explore private financing options in Miami, across Florida, and for out-of-state deals.

  • NMLS #1615071
  • Licensed in Florida
  • English / Español
Start withThe property and your plan
ReviewAcquisition, renovation, exit
Speak withReinier Cancio

Business-purpose investor scenarios. Program availability and terms vary. A scenario review is not a loan approval or commitment to lend.

Investor financing starts with the property—and the exit.

Private money is a financing path to explore for an investment purchase, renovation, or bridge between transactions. I review your property, proposed financing, and repayment plan to help identify which options are worth pursuing. Availability varies by property, location, borrower, and lender; out-of-state scenarios can be reviewed individually.

Reinier Cancio · NMLS #1615071 · Bold Mortgage (NMLS #386834) · Updated October 7, 2026

Bridge an investment transaction

Bridge an investment acquisition or refinance while you prepare for a sale or longer-term financing. No prepayment penalty in some cases. The repayment plan matters from the start.

Buy an inherited property

Investors purchasing inherited homes that need work can submit the acquisition and renovation plan. Title and probate questions belong with the appropriate title and legal professionals.

Plan a rental exit

If you intend to hold the property, review the rental strategy before choosing financing. Explore DSCR rental loans; a future refinance is not guaranteed.

Clients Who Closed

Real clients, real closings

Verified Google reviews.

Y
Yelamy C. Reseña de Google · Realtor

Como Realtor, trabajar con Reinier ha marcado la diferencia en mi negocio. No solo aprueba préstamos — estructura los casos bien, responde rápido y siempre busca soluciones. Gracias a él cierro más deals y gano más listings. Comunicación clara, seguimiento inmediato y resultados reales. Lo recomiendo sin dudar.

M
MeeMee J. Google Review · Real estate broker

As a real estate broker, I truly value working with lenders who are responsive, knowledgeable, and solution-driven — and Reinier exceeded every expectation. Whenever an obstacle came up, he handled it calmly, professionally, and always had a solution ready. He went above and beyond to get us to the closing table.

★★★★★ Rated 5.0 on Google

Read what other clients say.

Before you submit

Private money questions, answered

What should I send for an investor deal review?

Start with the property location, purchase price or estimated value, requested financing, existing debt, renovation budget if applicable, and whether you plan to sell or hold. Reinier will follow up to discuss the property and the available options.

Can I request financing for a property that needs repairs?

Submit the property condition and your proposed scope of work for review. Eligibility, renovation funding, draw arrangements, and cash needed depend on the lender and the project; they are not confirmed by submitting this form.

Is this financing for my primary residence?

This investor inquiry is for business-purpose financing on non-owner-occupied property. If you live in the property or plan to, tell Reinier so he can discuss a separate financing path.

Can I refinance into a rental loan after the project?

A rental loan may be an exit to explore if you plan to hold the property. A later refinance requires a separate review of the property, rental income, borrower, and then-current program requirements. It is not guaranteed.

Talk through the deal

Review My Investment Deal

Send your scenario to Reinier for a personal follow-up. Estimates are fine. No documents or Social Security number are needed here. Fields marked * are required.

Your contact information
The property and your plan

If you live in the property or plan to, your scenario is reviewed case by case; different rules and disclosures may apply. Submitting a scenario does not establish eligibility.

By submitting, you ask Reinier to follow up by phone or email about this inquiry. How your information is handled.

Not a commitment to lend. Financing is subject to lender review, underwriting, and program requirements.

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