Miami · Online Pre-Qualification
Get pre-qualified in a few minutes.
Answer 8 quick questions (about 2 minutes) and see which loan programs fit and what your numbers look like. I review every answer personally.
- Bank-level encryption
- No documents to start
- No credit pull
- Personal review in 24 hrs
Pre-qualification questions
Step 1 of 8
What are you trying to do?
Pick one to continue.
Where in South Florida?
Pick one to continue.
What price range are you considering?
A ballpark is fine. For a refinance, enter your current home value.
Enter a price of at least $50,000.
How much do you plan to put down?
Down payment only — not closing costs. For a refinance, enter your current equity. 0% is OK — VA and some programs allow it.
Down payment %: —
Down payment can’t exceed the home price.
What does the monthly picture look like?
Approximate gross income (before taxes) and total monthly debt minimums (cars, student loans, credit-card minimums, child support — not rent).
Income needs to be greater than zero.
What’s your approximate credit score?
A rough range is fine — we don’t pull credit here. If you don’t know, pick “Not sure”.
Pick one to continue.
Any of these apply? (Optional)
Check all that apply. These unlock specific loan programs.
Where should I send your result?
So I know who to send your result to. I personally review every file and reach out within 24 hours with next steps. Your info is never sold.
Name + email or phone required (and a valid email format if you provide one).
By continuing, you agree to be contacted by Reinier Cancio (NMLS #1615071) regarding mortgage options for the purpose of pre-qualification. No credit pull. This is not a commitment to lend. See Privacy Policy.