Miami-Dade · Broward · Palm Beach · Large-Balance Bridge

Bridge loans up to $20 million, residential and commercial.

For investors and developers who need capital that matches the size of the deal: multifamily, mixed-use, retail, land, and high-end residential investment property from Miami-Dade to West Palm Beach. My capital partner handles legal and title in-house, so the usual handoffs don’t slow your deal down.

  • NMLS #1615071
  • Licensed in Florida
  • English / Español
Loan sizeUp to $20 million
PropertyResidential & commercial
MarketsMiami-Dade to West Palm Beach
TermsQuoted deal by deal

Investment property only. Business-purpose financing provided by private capital partners, subject to their underwriting. Not a commitment to lend.

At a glance

  • Loan size: bridge loans up to $20 million.
  • Property: residential and commercial investment property, including multifamily, mixed-use, retail, land, and high-end residential. No primary residences.
  • Markets: Miami-Dade, Broward, and Palm Beach counties, from Homestead to West Palm Beach.
  • Prepayment: no prepayment penalty in some cases; minimum interest periods may apply.
  • Closing: legal and title handled in-house by the capital partner.
  • Terms: quoted deal by deal by phone.
  • Contact: Reinier Cancio, NMLS #1615071, (305) 492-2404, English and Spanish.

Reinier Cancio · NMLS #1615071 · Bold Mortgage (NMLS #386834) · Updated October 8, 2026

Built for deals of size

Capital that matches the deal

Up to $20 million on a single bridge loan, and one relationship across your projects instead of a new lender for every property.

Speed without shortcuts

Legal and title work handled in-house by my capital partner means fewer handoffs between term discussion and closing.

Residential and commercial

Multifamily, mixed-use, retail and other commercial property, land, and high-end residential investment property.

A direct line

You work with me and the lender’s team directly, in English or Spanish. No chain of intermediaries on your deal.

Where bridge capital fits

  • Acquisitions that need to close before permanent financing is in place.
  • Value-add business plans: renovation, repositioning, and lease-up.
  • Partner buyouts and recapitalizations.
  • Refinancing a loan that is coming due while you sell or stabilize the property.
  • Land you are holding while you plan, entitle, or sell.
  • High-end residential investment property bought to renovate and sell. For smaller residential projects, see fix-and-flip loans.

Refinancing several properties under one loan, raising capital against commercial property your business owns, or finishing a project already underway? See commercial and portfolio financing.

What to send

The property

Address, property type, purchase price or current value, and existing debt.

The request

Loan amount, purpose, and the business plan and budget behind it.

The sponsor

Your track record and the projects you own or have running now.

The exit

Sale or longer-term financing, and your plan if timing changes.

Before you submit

Large-balance bridge questions, answered

How large a loan can you arrange?

Bridge loans up to $20 million on residential and commercial investment property, subject to the capital partner’s underwriting. Terms are quoted deal by deal.

What property types qualify?

Residential and commercial investment property, including multifamily, mixed-use, retail and other commercial property, land, and high-end residential investment property. Primary residences are not eligible for this capital.

Is there a prepayment penalty?

No prepayment penalty in some cases. Minimum interest periods may apply. Prepayment terms depend on the deal and are confirmed in writing before you commit.

How fast can a large deal close?

Speed is a priority, and my capital partner handles legal and title work in-house, which removes common handoffs. How quickly a deal closes still depends on the property, title, valuation, and how complete your package is.

Where do I start?

Send the property, loan amount, business plan, your track record, and your exit through the investor deal inquiry, or call Reinier directly. Every deal is reviewed personally.

What happens when the bridge loan ends?

Bridge loans are repaid from a sale or from longer-term financing. If you plan to hold, review the exit before you close; DSCR or other permanent financing is a separate application and is not guaranteed.

Can I use this to buy a home I will live in?

No. This capital is for investment property only. If you plan to live in the property, call Reinier to review other financing options case by case.

Send me the deal.

Submit it through the investor deal inquiry and it comes straight to me, or call to talk it through. Eligible properties and financing terms vary by deal.

Submit a Deal Call (305) 492-2404

Not a commitment to lend. Financing is provided by private capital partners and is subject to their underwriting and approval. Approval, prepayment terms, and later refinancing are not guaranteed. Investment property only. Reinier Cancio · NMLS #1615071 · Bold Mortgage (NMLS #386834).

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